Mortgage Refinance Resources...


Where do I go for mortgage refinance information?
Right here... starting with 1st and 2nd mortgage
refinance loans

Get the complete Mortgage Refinance details to avoid mishaps like:

  • Being clueless about one of the biggest financial decisions you will make in your lifetime.

  • Subjecting yourself to the mercy of a loud-mouth car salesman turned a mortgage refinance loan rep that has no qualm about talking you into paying more than you should or getting into a wrong type of mortgage.

  • Shackling yourself to paying THOUSANDS of dollars in closing costs plus interest over the next 30 years?

  • Feeling totally confused after the mortgage refinance settlement process.

Refinancing a Mortgage Loan Tips
Find out "Why some people almost always get the lowest interest rate on their home mortgage... and never pay too much in points or "junk" fees when they refinance a mortgage!"

Mortgage Cycling Revealed Build at least $40,000 worth of home equity and pay off your home in 10 years or less so that you don't have to constantly refinance a mortgage.

How To Get a Mortgage or Refinancing a Mortgage.
Learn all the Secrets about mortgages before you apply for a mortgage or refinancing a mortgage, and to save you headaches and THOUSANDS in $$$! Learn how to make the right decision on one of the largest investments you will make for the next 30 years!

Get an unbiased opinion of an Underwriter, the person who approves the mortgages for the lenders. By getting information straight from an underwriter you can get valuable, unbiased, bottom line facts about the whole process. This E-book provides you education and refinancing a mortgage tips that are vital to getting the best mortgage for you! Winning The Mortgage Game
Mortgage and real estate finance expert, Mark Barnes, wants to tell you some unbelivable real estate finance secrets.

Become A Mortgage Broker/Loan Officer
Mortgage Training Made Easy and Affordable! This Mortgage Training Program is a Must Have for aspiring Loan Officers as well as a great reference manual for Seasoned Loan Officers! Learn all the tricks in refinancing a mortgage, too.

1st And 2nd Mortgage Refinance Loan
by Carrie Reeder

Refinancing a first and second mortgage requires some extra considerations. Depending on your equity, you may find that combining the two mortgages results in a higher interest rate. You may also find that you have to carry PMI with the refinanced mortgage.

Will Refinancing Benefit You?

Refinancing two mortgages allows you to consolidate your loans into one payment, often lowering your monthly bill. You may also find lower rates under the right circumstances.

Those with a large amount of equity benefit most from consolidating loans since they qualify for the lowest rates. It is important to look at interest savings, not just monthly numbers which can be misleading.

However, if you have less than 25% equity, you may end up qualifying for higher rates. With less than 20% equity, you will also have to pay for private mortgage insurance. Even with these factors, you may still find that you will save money by refinancing.

Have You Done Your Research?

To see if refinancing makes sense for you, research mortgage lenders. You can quickly go online and request quotes and terms. Look at the different offers, and work out the numbers. An online mortgage calculator can help you figure out monthly payments and interest costs.

An easy way to compare cost is to first add up your interest payments for both mortgages. Use this number to compare interest payments with each potential mortgage.

You also need to factor in the cost of refinancing. Just like with your original mortgage, you will have to pay fees and points. You want to be sure that you can recoup these costs with your interest savings.

Why Do You Want To Refinance Both Mortgages?

While refinancing both mortgages is convenient, you may decide to refinance only one or both separately. With your main mortgage, you can expect to get low rates.

A second mortgage will usually qualify for higher rates, but you can lock them in. You may also choose to convert from a line of credit to an actual mortgage. Again, you will want to investigate financial packages before signing up with a lender.

Carrie Reeder is the owner of, an informational website about various types of loans.

View our recommended mortgage lenders.

More Mortgage Refinance Sources...

The Best Online Loans and Mortgages F.A.Q Driven Blog
Categories. Monthly Archives: Posted on Sunday 15 January 2006. Darryl A. A.

after bankruptcy mortgage refinance Resources
... Sponsored Links. Additional After Bankruptcy Mortgage Refinance Resources ... ...Find the best after bankruptcy mortgage refinance here.After Bankruptcy.remortgage and mortgage ...

Quick payday loan great mortgage
How to get a quick payday loan great mortgage on the internet and home mortgage lender based loan handbook

The Latest Money Matter Tips...

After Bankruptcy Mortgage refinance  Resource Mall Open 24/7!

Search here for more after bankruptcy mortgage refinance tips!

Home Business Resources

Mortgage Refinance Bookmark

© Copyright  2005  -  All rights reserved. 
Click Here To Contact Us About After Bankruptcy Mortgage refinance!
 @  after bankruptcy mortgage refinance!