I Need Money now
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Payday loan and cash advance loans are creatures of the
current economy where even the two-income families sometimes
find themselves in a cash emergency.
The convenience of a payday loan and
cash advance loans are off-set by the cost of borrowing
even a small amount of cash for a short period of time.
Payday loan companies exist to make money and they
charge extremely high interest rates to do so.
Advance preparation is the key to solving most small cash emergencies
without resorting to a payday loan or cash advance loans.
- Apply for a Bank credit card and an overdraft option for your
account.
- Get a line of credit to basically lend any amount of money
to yourself by writing a check in any amount, usually up to $10,000.
- Get familiar with third party lenders in your city.
Third party lenders charge about 20% vs 600% interest rate reportedly
charged by payday loan companies.
Everybody should do the above minimum as a part of their financial
planning.
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